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Frequently Asked Questions About Flood Risk Assessments

Timeline depends on site complexity and information availability. For straightforward sites in Flood Zone 2 or 3 with good topographic data and no significant site-specific constraints, we typically deliver FRAs within 2-3 weeks.

More complex assessments—those requiring hydraulic modelling, detailed sequential testing, or addressing multiple flood sources—may take 4-6 weeks. The critical path is usually obtaining detailed topographic survey and any required hydraulic model data from the Environment Agency or Lead Local Flood Authority.

If you're working to tight planning submission deadlines, let us know at the outset. We can often fast-track assessments or provide preliminary advice whilst detailed analysis progresses.

How long does a Flood Risk Assessment take?

Essential information includes:

  • Site location plan and red line boundary

  • Topographic survey with spot levels or contours

  • Proposed site layout showing buildings, access roads, and finished ground levels

  • Details of proposed use and vulnerability classification

  • Any previous flood risk studies or site investigation reports

 

Additional information that helps but isn't always essential:

  • Ground investigation data (particularly for groundwater flood assessment)

  • Hydraulic model data from Environment Agency or LLFA

  • Details of existing drainage infrastructure and watercourses

  • Historical flooding records or anecdotal evidence from site owners

If you don't have everything, that's fine—we can advise what's needed at different project stages and work with outline information initially.

What information do you need to prepare an FRA?

Not always. Many FRAs rely on published Environment Agency flood mapping, which is based on national-scale hydraulic modelling. This is acceptable where:

  • The published mapping adequately represents site-specific conditions

  • The development doesn't significantly alter flood flow paths

  • You're not proposing land raising or structures in the floodplain

  • The site sits comfortably outside the modelled flood extent

 

Bespoke hydraulic modelling becomes necessary where:

  • Published mapping doesn't cover your area or is outdated

  • You're proposing flood defences or compensatory storage

  • The development involves significant earthworks in the floodplain

  • Local authorities or Environment Agency require site-specific modelling to inform decisions

  • You need to demonstrate no loss of floodplain storage or demonstrate appropriate mitigation

 

We'll advise whether modelling is required based on initial desk study and consultation with regulators.

Do I need hydraulic modelling for my FRA?

The flood zones reflect the probability of river or sea flooding:

 

Flood Zone 2 – Between 0.1% and 1% annual chance of river flooding (1 in 1000 to 1 in 100 year event), or 0.1% to 0.5% for tidal flooding. This is "medium probability" in planning terms.

 

Flood Zone 3 – Greater than 1% annual chance (more frequent than 1 in 100 years for rivers). This is "high probability" and splits into:

  • Flood Zone 3a – High probability area where development is possible subject to Sequential and potentially Exception Tests

  • Flood Zone 3b – Functional floodplain where water flows or is stored during flood events. Most development inappropriate here.

 

The flood zone determines what development types are acceptable and what tests must be passed. More vulnerable development (residential) faces tougher tests in higher zones. Highly vulnerable development (e.g., basement dwellings) should not be permitted in Flood Zone 3.

What's the difference between Flood Zone 2 and Flood Zone 3?

Yes, but it's more challenging and depends on the vulnerability classification of your proposed use. The NPPF's vulnerability classification ranges from:

  • Water-compatible (flood control infrastructure, amenity open space) – acceptable in all zones

  • Less vulnerable (general industrial, retail) – acceptable in Zones 1, 2 and 3a

  • More vulnerable (residential, schools, hospitals) – require Exception Test in Zone 3a, not permitted in 3b

  • Highly vulnerable (basement dwellings, mobile homes, emergency services) – not permitted in Zone 3

 

Even where development is theoretically acceptable, you must:

  1. Pass the Sequential Test (demonstrate no reasonable alternatives at lower risk)

  2. Pass the Exception Test where required (show sustainability benefits and that development will be safe)

  3. Incorporate appropriate mitigation (raised floor levels, flood-resistant construction, safe access)

 

Many residential schemes successfully gain consent in Flood Zone 3a, but it requires robust justification and carefully designed mitigation.

Can you develop in Flood Zone 3?

The Sequential Test aims to steer development to areas at lowest flood risk. It requires demonstrating there are no reasonably available sites at lower risk that would meet the development need. "Reasonably available" considers:

  • Availability and deliverability of alternative sites

  • Appropriateness for the proposed use

  • Consistency with wider planning objectives

  • Whether alternatives would meet development need

 

Local authorities undertake sequential testing at plan-making stage, but applicants must still demonstrate compliance at application stage—particularly for windfall sites not allocated in Local Plans.

The Exception Test applies where development must proceed in higher-risk areas despite the Sequential Test.

 

It has two parts:

  1. Part a: The development provides wider sustainability benefits that outweigh flood risk

  2. Part b: The development will be safe over its lifetime without increasing risk elsewhere, and where possible reduce flood risk overall

 

Both parts must be satisfied for consent. We prepare Exception Test evidence addressing these requirements with robust technical justification.

What are the Sequential Test and Exception Test?

Groundwater flooding occurs where water tables rise above ground level, typically in permeable chalk or limestone areas. It's often prolonged (lasting weeks or months) and difficult to predict.

We assess groundwater flood risk through:

Desk Study
BGS mapping of susceptibility, Environment Agency groundwater flooding records, and hydrogeological conceptual models.

Site Investigation
Review of borehole logs from ground investigation, identifying encountered groundwater levels and seasonal variation.

Consultation
Discussion with local authorities about historical groundwater flooding incidents, and review of anecdotal evidence from site owners and neighbours.

Mitigation Design
Where groundwater flood risk is identified, we specify appropriate measures—raised floor levels, waterproofing, land drainage, or foundation design that accommodates inundation.

 

Groundwater flooding is often overlooked in FRAs, but it can be a show-stopper for basement construction or developments with underground parking in susceptible areas.

How do you address groundwater flood risk?

Yes—effective engagement with statutory consultees is often the difference between smooth planning approval and protracted objections. We routinely:

  • Seek pre-application advice from Environment Agency and Lead Local Flood Authorities

  • Discuss proposed mitigation approaches and agree acceptable finished floor levels before formal submission

  • Respond to consultee comments during planning determination

  • Attend meetings to resolve technical queries

  • Negotiate planning conditions wording to ensure requirements are reasonable and achievable

 

This proactive approach means fewer surprises at determination stage and reduces the risk of delay or refusal.

Do you liaise with the Environment Agency and Local Authorities?

Mitigation varies by site, but common measures include:

  1. Finished Floor Levels
    Setting ground floors a minimum 300-600mm above design flood level (often 100-year plus climate change event). This is the most fundamental and effective mitigation.

  2. Flood-Resistant Construction
    Specification of water-resistant materials below flood level—solid floors instead of suspended timber, cement render rather than gypsum plaster, flood-resistant doors and airbricks.

  3. Flood Resilience Measures
    For sites where raising floor levels isn't feasible, active resilience measures like removable flood barriers, automatic flood doors, or sump pumps may be considered—though these are generally less preferred than passive measures.

  4. Compensatory Storage
    Where development reduces floodplain storage volume (through buildings or land raising), "level-for-level" compensatory storage elsewhere on site prevents increased flood risk downstream.

  5. Safe Access and Egress
    Demonstration that site access remains passable during design flood events, or that alternative evacuation routes exist if primary access is inundated.

  6. Flood Warning and Evacuation Plans
    For more vulnerable development in higher-risk areas, preparation of flood response plans specifying warning arrangements and evacuation procedures.

 

The aim is to make the development safe without resort to temporary or unreliable measures that might not be deployed when needed.

What mitigation measures are typically required?

Cost varies significantly depending on site complexity, size, and assessment requirements:

  • Simple FRAs (sites >1 hectare in Flood Zone 1 with no significant constraints) – typically £350

  • Standard FRAs (sites in Flood Zone 2, or Zone 1 with surface water flooding issues) – typically £450

  • Complex FRAs (Flood Zone 3 sites requiring Sequential/Exception Tests, or any site requiring hydraulic modelling) – typically £1,000-1,500+

  • Strategic FRAs (large masterplans, infrastructure projects, or sites requiring extensive modelling) – £8,000-20,000+

These are indicative ranges. We provide fixed-price quotes once we understand site-specific requirements. Early engagement helps avoid unnecessary work—if we can demonstrate flood risk is low with a proportionate desktop assessment, that's what we'll propose rather than gold-plating the study.

How much does a Flood Risk Assessment cost?

Our primary focus is England where we're most familiar with Environment Agency procedures and NPPF requirements. However, we can undertake assessments in Wales where flood risk mechanisms and technical requirements are similar, though we'd liaise with Natural Resources Wales rather than Environment Agency.

 

For sites in Scotland or Northern Ireland, flood risk policy and assessment procedures differ more significantly. We'd recommend consultants with specific expertise in those jurisdictions to ensure compliance with SEPA or Rivers Agency requirements.

Can you provide FRAs for sites outside England?

Historical flooding is obviously a concern, but it doesn't automatically prevent development. What matters is:

  1. Understanding the flood mechanism – Was it river flooding, surface water, groundwater, or a combination? What was the return period?

  2. Assessing current and future risk – Has anything changed since (new defences, upstream storage, channel improvements)? What's the risk under current and future climate?

  3. Designing appropriate mitigation – Can the development be made safe through floor levels, resilience measures, or site layout that avoids highest-risk areas?

 

We review Environment Agency historic flood maps, local authority records, and any anecdotal evidence. If the site has flooded to significant depth during recent events, that obviously makes consent more challenging—but with robust mitigation design, many sites with flooding history successfully gain planning approval.

The key is transparency. Attempting to downplay or ignore known flooding history undermines credibility with regulators. Far better to acknowledge the hazard and demonstrate you've properly addressed it.

What if my site has flooded historically?

If you need a Flood Risk Assessment for a planning application, or want to discuss whether your site requires one, get in touch. We're happy to provide initial advice on requirements and likely costs at no charge—it helps us give you an accurate quote and means you get site-specific guidance rather than generic information.

 

We work with sites across England, from small residential extensions to major mixed-use developments and infrastructure projects. Our assessments are prepared by experienced consultants familiar with Environment Agency procedures and local planning policy requirements.

Contact us to request a quote or discuss your development site's flood risk.

Ready to Progress Your Planning Application?

Flood Risk Assessment Consultants for Planning Applications

Getting planning approval means demonstrating you've properly addressed flood risk. We prepare professional Flood Risk Assessments (FRAs) that satisfy the Environment Agency, Lead Local Flood Authorities, and local planning policy—helping your application progress without delay.

Too many planning applications stall because the flood risk assessment doesn't adequately address the key concerns, or fails to properly evaluate all flood sources. Our FRAs identify, evaluate and propose appropriate mitigation for all potential flood mechanisms, ensuring your development site meets national and local planning requirements whilst protecting future occupants.

We work with homeowners, developers, architects, planning consultants, and civil engineering practices—delivering policy-compliant assessments on time and to budget.

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What Is a Flood Risk Assessment?

A Flood Risk Assessment investigates flood hazards affecting a proposed development, both now and accounting for climate change over the development's lifetime. It informs site layout, finished floor levels, and flood resilience measures whilst demonstrating compliance with the National Planning Policy Framework (NPPF) and local planning policy.

The assessment evaluates risk from multiple sources:

  • Fluvial flooding – from rivers and watercourses

  • Tidal flooding – coastal inundation and storm surge

  • Pluvial flooding – surface water accumulation during intense rainfall

  • Groundwater flood risk – rising water tables in permeable geology

  • Sewer and drainage infrastructure – capacity exceedance and blockage

  • Artificial sources – reservoir breach, canal failure, or infrastructure collapse

A thorough FRA doesn't just describe these hazards—it quantifies the risk, proposes mitigation measures, and demonstrates the development will be safe over its design life without increasing flood risk elsewhere.

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When is a Flood Risk Assessment Required?

The NPPF and Planning Practice Guidance set out clear triggers requiring site-specific flood risk assessments. You'll need an FRA for planning applications where the development site:

  • Falls within Flood Zone 2 or 3 (medium or high probability of fluvial or tidal flooding)

  • Exceeds 1 hectare in area, regardless of flood zone

  • Lies in an area identified in the Strategic Flood Risk Assessment (SFRA) as at increased flood risk

  • Is located in a Critical Drainage Area within Flood Zone 1

  • Involves a change of use to a more vulnerable classification (e.g., commercial to residential)

  • Requires land raising or involves culverting of watercourses

 

Lead Local Flood Authorities and the Environment Agency will review your FRA to ensure it adequately addresses these concerns. Missing any flood source or failing to properly assess climate change resilience commonly triggers objections that delay determination.

Image by Chris Gallagher

Our Flood Risk Assessment Services Include:

  • Site-Specific Flood Risk Evaluation
    Detailed assessment of all flood sources using Environment Agency mapping, historical flood records, topographical survey data, and hydraulic modelling where appropriate.

  • Climate Change Assessment
    Evaluation of flood risk over the development lifetime accounting for increased peak river flows, higher sea levels, and more intense rainfall under climate change scenarios.

  • Sequential and Exception Tests
    Where required by planning policy, we prepare Sequential Test evidence demonstrating no reasonably available sites at lower flood risk, and Exception Test documentation showing wider sustainability benefits and appropriate mitigation.

  • Surface Water Drainage Strategies
    Integration of sustainable drainage systems with flood risk management, addressing both water quality and quantity whilst reducing surface water flood risk.

  • Flood Resilience and Mitigation Measures
    Specification of appropriate resilience measures—finished floor levels, flood-resistant construction, safe access/egress, and emergency planning arrangements.

  • Hydraulic Modelling
    Where existing flood mapping doesn't adequately represent site-specific conditions, we undertake hydraulic modelling using industry-standard software (HEC-RAS, TUFLOW, Flood Modeller) to quantify flood depths, velocities and extents.

  • Liaison with Statutory Consultees
    Direct engagement with the Environment Agency and Lead Local Flood Authorities on your behalf, addressing queries and securing agreement to mitigation approaches before planning submission.

  • Discharge of Planning Conditions Support
    Detailed design and documentation to discharge pre-commencement flood risk conditions, keeping your programme on track post-consent.

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Ready to Proceed?

We take pride in providing straightforward, policy-aligned reporting that helps move your application forward. All reports are prepared by experienced consultants and aligned with the requirements of the Environment Agency, Lead Local Flood Authorities (LLFA), and local policy (like LP21, CE2, SI 13).

Get in touch to discuss your project or request a quote.

Image by Chris Gallagher

Managing Flood Risk Across Development Types

Residential Developments
For housing schemes, we focus on protecting future occupants whilst ensuring safe access during design flood events. This means careful consideration of finished floor levels, flood-resistant construction detailing, and emergency evacuation routes. We integrate surface water drainage strategies with flood risk mitigation, often proposing multi-functional SuDS features that provide attenuation whilst enhancing amenity.

 

Commercial and Industrial Sites
Commercial developments bring additional considerations—access requirements for deliveries and customers, protection of plant and equipment, business continuity planning. We evaluate risks to critical infrastructure and specify appropriate resilience measures that balance flood protection with operational needs and construction economics.

 

Change of Use and Conversions
Converting existing buildings to more vulnerable uses triggers flood risk requirements even where no physical development occurs. We assess whether existing flood resilience measures remain adequate under the proposed use, and recommend upgrades where necessary to satisfy local authorities.

 

Infrastructure and Civil Engineering Projects
Linear infrastructure—highways, railways, utilities—crosses multiple flood zones and interacts with drainage networks. We assess flood risk along alignments, specify appropriate culvert sizing and bridge soffit levels, and ensure infrastructure doesn't impede flood flows or increase risk to third parties.

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Understanding Flood Zones and Planning Policy

The Environment Agency's Flood Map for Planning divides England into flood zones based on the probability of river and sea flooding:

Flood Zone 1 – Low probability (<0.1% annual chance of flooding). Most development types acceptable, though sites >1 hectare require FRA.

Flood Zone 2 – Medium probability (0.1-1% annual chance of river flooding, 0.1-0.5% for tidal). FRA required for all development. More vulnerable uses (residential) require Sequential Test.

Flood Zone 3a – High probability (>1% annual chance). FRA and Sequential Test required. Exception Test needed for more vulnerable uses. Highly vulnerable development (e.g., basement dwellings) should not be permitted.

Flood Zone 3b – Functional floodplain. Only water-compatible and essential infrastructure permitted, subject to Exception Test.

The Sequential Test requires demonstrating no reasonably available sites at lower flood risk. Local authorities maintain Strategic Flood Risk Assessments that identify sites and inform the sequential approach at plan-making stage, but applicants must still demonstrate compliance at application stage.

 

The Exception Test applies where development must proceed in higher flood zones. It requires demonstrating wider sustainability benefits outweighing flood risk, and that the development will be safe over its lifetime without increasing risk elsewhere.

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Climate Change and Long-Term Resilience

All flood risk assessments must account for climate change over the development lifetime. The Environment Agency publishes allowances for peak river flows, peak rainfall intensity, and sea level rise, varying by river basin, development lifetime, and vulnerability.

For residential development (assumed 100-year lifetime), we typically assess:

  • Central estimate climate change allowances (19-50% increase in peak flows depending on river basin)

  • Higher central for highly vulnerable development

  • Upper-end scenarios where site conditions warrant more cautious approach

This means flood extents and depths will be greater than shown on current flood mapping. Developments in Flood Zone 2 now may fall into Flood Zone 3 once climate change is factored in. Early-stage assessment helps identify these issues before significant design investment.

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Surface Water Drainage and Flood Risk

Flood risk assessment and surface water drainage strategy are closely linked—both addressing how the development manages rainfall. We prepare integrated assessments covering:

Existing Surface Water Flood Risk
Evaluation of pluvial flood hazard using Environment Agency surface water mapping, topographic analysis, and review of historical flooding records.

Post-Development Runoff Management
Demonstration that sustainable drainage systems will attenuate surface water runoff to greenfield rates (or less where local policy requires betterment), preventing increased flood risk downstream.

Exceedance Flow Routing
Identification of safe overland flow paths for rainfall events exceeding the drainage system capacity, ensuring flood depths and velocities remain acceptable around buildings.

 

Integration with Flood Resilience
Coordination between SuDS design and flood risk mitigation, ensuring surface water management enhances rather than conflicts with broader flood resilience objectives.

 

This integrated approach satisfies both flood risk assessment requirements under the NPPF and sustainable drainage requirements under local planning policy.

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